US → Nigeria · Live Rates

Send Money to Nigeria in Minutes

The fastest, most transparent way to send money from the US to Nigeria. Real exchange rates. No hidden fees. Your family gets more.

Instant transfers
🔒Bank-level security
💸No hidden fees
50,000+
Transfers Completed
4.9★
Customer Rating
$0
Hidden Fees

Send Money

US → Nigeria

Live Rate
🇺🇸USD
Exchange Rate1 USD = 1,583 NGN
Transfer Fee$0.00
Delivery TimeWithin minutes
🇳🇬NGN
0
Send Now

Secured with 256-bit encryption · Not a bank

Secure Transfers
256-bit encryption on every transaction
No Hidden Fees
Always see exactly what you pay
Fast Delivery
Most transfers arrive within minutes
Reliable Service
99.9% uptime. Always available when you need us
Why MonetaFide

Built for the US-Nigeria corridor

We focus on one thing — making it effortless to support your family back home.

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Transparent Pricing

What you see is what you pay

We show you the exact exchange rate, transfer fee, and final amount your recipient gets — before you confirm. No surprises. Ever.

  • Real mid-market rate
  • Flat low fees
  • Zero hidden charges
Fast Transfers

Money in minutes, not days

Most transfers to Nigerian bank accounts and mobile wallets are completed within minutes. Your family gets the money when they need it most.

  • Minutes to major banks
  • GTB, Access, Zenith & more
  • Mobile wallets supported
Simple Experience

As easy as sending a text

Enter an amount, add your recipient once, pay securely. No bank codes, no confusing forms, no long waits on hold.

  • 3 simple steps
  • Save recipients
  • Send again in one tap
Simple Process

Send money in 4 easy steps

No complicated forms. No confusing steps. Just a fast, simple experience designed for you.

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1
Step 01

Enter an Amount

Type how much you want to send in USD. See the exact NGN your recipient gets instantly — including the rate and fee.

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2
Step 02

Add Your Recipient

Enter your recipient Nigerian bank account or mobile wallet details. Save them for faster sends next time.

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3
Step 03

Pay Securely

Pay with your US debit or credit card via Stripe. Your payment is encrypted and processed instantly.

🎉
4
Step 04

Money Delivered

Your recipient gets the naira directly to their bank account or mobile wallet — usually within minutes.

Send Money Now

No account needed to see rates

Full Transparency

No surprises. Ever.

Most banks and transfer services hide their profit in poor exchange rates and surprise fees. With MonetaFide, every number is shown upfront — before you confirm a single dollar.

📊
Real exchange rate
We use the mid-market rate — the fairest rate available.
🧾
Flat, low fees
One simple fee. No percentage cuts, no correspondent charges.
👁️
See it before you send
The calculator shows you exactly what your recipient gets.
See Your Rate Now
MonetaFide
Your Bank
Exchange Rate
₦1,615.50 / $1
₦1,450.00 / $1
Transfer Fee
$4.99 flat
$25–$45
Delivery Time
Minutes
3–5 business days
Hidden Fees
None
Correspondent fees

* Bank rates are estimates. Actual rates vary. MonetaFide rates updated daily.

Real Stories

Trusted by the Nigerian diaspora

Thousands of Nigerians across the US trust MonetaFide to support their families back home.

4.9from 2,400+ reviews

I used to send money through my bank and it would take 3-5 days and cost me almost $40 in fees. With MonetaFide my mum gets the money in minutes and I pay a fraction of what I used to. This is a game changer.

AO
Adaeze O.
Houston, TX
Sends monthly to Lagos

The calculator is so clear — I always know exactly what my sister will receive before I hit send. No surprises, no stress. I have already told everyone in my church about MonetaFide.

EJ
Emeka J.
Atlanta, GA
Sends to Abuja

Super easy to use. I set up my mum account once and now I can send in literally 30 seconds. The rate is always better than what I was getting before. Highly recommend.

CN
Chisom N.
New York, NY
Sends weekly to Port Harcourt

Finally a transfer app that just works. Clean, fast, honest. I love that they show me the fees upfront — no hidden charges eating into what my family receives.

TA
Tunde A.
Dallas, TX
Sends to Ibadan

I was nervous at first because I had been scammed before. But MonetaFide felt trustworthy from the start — the UI is professional, the rate was great, and my dad got the money fast.

NB
Ngozi B.
Maryland, MD
Sends to Enugu

Best exchange rate I have found for sending to Nigeria. The app is smooth, support is responsive, and transfers are always on time. This is my go-to now.

FL
Femi L.
Chicago, IL
Sends to Kano
🇺🇸 → 🇳🇬 US to Nigeria Only

Laser focused on one corridor.

We do one thing exceptionally well — sending money from the United States to Nigeria. That focus means better rates, faster delivery, and deeper support for Nigerian banks and mobile wallets.

🏦
Direct bank deposits
Money lands directly in your recipient bank account.
📱
Mobile wallet delivery
Support for OPay, Palmpay, Kuda and more.
Built for speed
Most transfers complete within minutes, not days.
🏦Supported Banks
GTBankAccess BankZenith BankFirst BankUBAFidelitySterlingPolaris+ all Nigerian banks
📱Mobile Wallets
OPayPalmpayKuda
🎯
Why focus matters

Generic remittance apps spread thin across 50+ countries. We put 100% of our energy into making the US-Nigeria corridor the best it can be — for you and your family.

Got Questions?

Frequently asked questions

Everything you need to know about sending money with MonetaFide. Can't find your answer? We're here to help.

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Still have questions?

Our support team is available 7 days a week to help you.

Contact Support
Join 50,000+ senders

Your family deserves the best rate.

Stop letting banks take a cut of every transfer. Send more naira for fewer dollars — starting today.

🔒Encrypted & secure
💸No hidden fees
Arrives in minutes
🇳🇬Nigeria focused

MonetaFide is not a bank. Money transfer services provided by Teknewlogy Inc. All transfers are subject to our Terms of Service and applicable regulations.